The first stop on the M.A.P to Success is creating a budget and sticking to it. Unfortunately most people never get around to it for one reason or the other. It doesn't make a difference if you are living paycheck to paycheck or earning six figures, if you are living beyond your means you will never achieve financial peace of mind. Simply put, you need to know how much you bring home and how much goes out and on what on a monthly basis.
A great website to use is Mint.com. It walks you through creating your budget step by step. Once you have your budget in place, sticking to it is the tough part.Think of it as a diet or a New Years resolution. We always start these with the best of intentions but usually become board or give in to temptation. The key to a sticking to your budget is setting periodic and long term goals you want to achieve and rewarding your success along the way. One tip that has always helped me is to use cash for spending money as opposed to plastic. Most people seem to safeguard cash and spend it slower then using a card. If you must use a card maintain your receipts and use them to keep you checkbook balanced.
Cashflow Credit Counseling specializes in helping individuals not only repair their credit but also can help you create a fool proof budget that you will enjoy sticking too. Often times it takes an outsider to look at things from a different perspective. People who come to us thinking they are stretched thin leave our session with capital freed up that they didnt even know they had. Our initial session is on the house. Give us a call at 732-201-3060 ext 101. You will be glad you did. If you have any questions or comments please add to the comment box below.
Cashflow Credit Counseling and Collections
200 Rt. 18
East Brunswick, NJ 08816
Phone : 732-201-3060 option #2
www.cashflowcci.com
www.facebook.com/Cashflow07734 or email us at info@cashflowcci.com
CASHFLOW WILL BE ON TOUR IN NJ, BE ON THE LOOKOUT :)
CASHFLOW WILL BE ON TOUR IN NJ, BE ON THE LOOKOUT :)
